Tell us who you are so we can point you to the right exam and connect you with your team.
This is your roadmap from scheduling your exam to writing your first policies. Work through it in order. Each step tells you exactly what to do and where to click.
Open a step, finish the one thing it asks, then move to the next. If you get stuck, reach out to your leadership.
Every state uses one testing company. Pick the state you live in to see yours. Booking a date first gives you a deadline to study toward.
Exam booked for . Nice work.
Use this exact link so FFL covers your course. When you enroll, choose your state and the Life course.
Some states require you to finish a pre-licensing course before you can sit for the exam, and XCEL tracks that for your state. Your exam fee and license fee are paid separately.
Tell the coach your state and exam date, then ask anything or have it quiz you. Use it alongside XCEL.
The coach can get state-specific numbers wrong. Your XCEL course and your state's exam outline are the final word.
Took your exam and passed?
You passed. Congratulations! On to your license.
Once you pass, apply for your resident license on NIPR and pay your state's license fee there. Many states also require fingerprints. Your state's page shows what yours needs.
Enter your NPN, 4 to 10 digits.
You're licensed. NPN is saved for your leadership.
Work through Bootcamp while your carrier contracts process. It covers lead basics, phone scripts, Final Expense, Mortgage Protection and IUL presentations, and objection handling.
Made it through every Bootcamp module?
Bootcamp complete. You're ready for your carriers.
When three carriers have approved your contracts, you're ready to sell. Book your one-on-one with Connor White to get hands-on before your first appointments.
Do you have 3 carriers approved?
3 carriers approved. Book your training below.
Your home-state license lets you buy non-resident licenses in other states on NIPR, usually with no extra exam. Talk with your leadership about which states fit your leads before you buy.
Each state charges its own fee. Once a new state is approved, ask your leadership to add it to your carrier appointments.
Mortgage Protection, Final Expense, IUL, and Annuities all start with the same thing: a licensed, trained agent who shows up ready. Finish the path, and you're that agent.
Pick up where you left off